Contact Person: Steve Bray

Welcome to United Cumberland Bank! United Cumberland Bank is the result of a merger between Bank of McCreary County and First Trust and Savings Bank. In 2014, these two banks, which have been affiliated since 1994, came together under this new name and in the process; more than two centuries of traditions are now working for you, as these two banks were founded in 1906 and 1923, respectively. Our legacies are one of service, responsiveness and solutions.

We are honored to serve communities in both Kentucky and Tennessee with 6 branch locations throughout Whitley City and Pine Knot, KY; Oneida, Huntsville and Jacksboro TN.

At United Cumberland Bank, our employees are our largest shareholder, so our staff has a stake in our customers’ satisfaction and financial success. Your livelihood is our livelihood.

We invite you to take a close look at United Cumberland Bank today and to drop by at your convenience to begin a new banking journey that will exceed your expectation. Please let us know how we can be of service to you and ask yourself, “Who owns your bank?”